Rural Development / USDA Loans

Loan Term
30 year fixed rate
Down Payment
0% (100% LTV)
Annual Percentage Rate
6.625%

Did you know that 97% of American homes qualify for USDA financing? There are many residential properties in suburban areas that may be eligible for a Rural Development loan!

USDA Loan Features
  • 100% financing
  • Expanding qualifying ratios and flexible credit guidelines
  • Income limits and geographical restrictions apply
  • Purchase Advantage for USDA available for eligible borrowers

*Government loans such as FHA, USDA and VA typically have more flexible guidelines than conventional loans but interest rates are typically higher.

*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.